MONTOYA OROZCO, M. L. Personal Finance is an instrument of socio-economic development of students of FAREM-Estelí. Revista Multi-Ensayos, [S. l.], v. 6, n. 11, p. 31–35, 2020. DOI: 10.5377/multiensayos.v6i11.9286. Disponível em: https://camjol.info/index.php/multiensayos/article/view/9286. Acesso em: 17 aug. 2024.