Effects of zero usury program in economic development in the MIPYMES of Estelí

Abstract

This research evaluates the effects of Zero Usury program in economic development of MIPYMEs created by the beneficiaries of the credit in the city of Estelí in 2013 and where strategies for strengthening them will be proposed. The research approach is quantitative. Interviews and surveys were used to provide the veracity of the information given on the document. According to the problem found, the program has benefited a great number of women business at present because small businesses face barriers to access to financing especially when they cannot provide evidence of stable income; also the society we live women receive less support than men to start a business also it is harder to access credit that financial institutions offer. It is recommended to incorporate the income and expenditure books, attract new customers to improve their market position, use credit only for investment in the business and expand their business vision to reduce the weaknesses and enhancing the strengths and opportunities, achieve lead to the development of MIPYMEs