Importance of conserving the quality and transparency of credit record

Abstract

The present study aims to reveal information relating to the credit record and the importance of maintaining the excellence of this. A survey taking a sample of 36 people was carried out, the questions are related to the credit record.  Using the results obtained it was concluded that the highest proportion of respondents considered important to maintain excellent credit histories to obtain future financial benefits, most loans and housing finance, without However are unaware of the incidence of the credit record in the workplace.  .  The credit record is a fundamental element in the finances of those who manage a role of customer within financial institutions. Its management and improvement will be depending on revenue management and payment culture, as well as of an information guide which you have with respect to the fulfilment of their obligations and the consequences that could have on social, socio-economic level e even educational.